Dividends Down Under Blog

Australian personal finance blog. We are a mid-20s couple blogging about investing in Australia for dividends, financial independence, retiring early, frugality, how we save money and more. Visit https://dividendsdownunder.com for more articles.
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How big should your emergency fund be?  One of the hardest parts of having an emergency fund is training ourselves not to spend it, to see the money as untouchable unless it is a true emergency situation. It takes time to build the fund up again, so we have to make sure we are using the true definition of an emergency, rather than just unexpected expenses... Australian Personal Finance blog https://dividendsdownunder.com

What is an emergency fund and why is it important? - Dividends Down Under

How do we then choose which companies to buy? From all of our investment experience so far, we’ve come up with a few aspects which will have to pass our test for future investments.. Australian Personal Finance Blog https://dividendsdownunder.com

Shares Criteria & Process - Dividends Down Under

Who wouldn’t want to save $200? This is one of those life lessons that I will definitely be taking forward with me.. Australian Personal Finance blog https://dividendsdownunder.com

Who wouldn’t want to save $200? This is one of those life lessons that I will definitely be taking forward with me.. Australian Personal Finance blog https://dividendsdownunder.com

Index funds VS stock picking in Australia. Two very different stock investment options - Which one comes out on top? Australian Personal Finance Blog https://dividendsdownunder.com

Index funds vs stock picking in Australia - Dividends Down Under

At what point does quality turn to luxury? What items are worth paying more for?.. Australian Personal Finance Blog https://dividendsdownunder.com

At what point does quality turn to luxury? What items are worth paying more…

Franking credit is all about tax; most of the time tax is bad, but this type of tax is good. Make sure you know how to use Franking Credit to your advantage.. Australian Personal Finance Blog https://dividendsdownunder.com

What is Franking Credit and why is it important? - Dividends Down Under

The last year has been really difficult for us emotionally, lots of worst-case scenarios have gone though our heads. Will we ever be parents?.. Follow our journey through IVF.. Australian Personal Finance/IVF Blog https://dividendsdownunder.com

The last year has been really difficult for us emotionally, lots of worst-case scenarios have gone though our heads. Will we ever be parents?.. Follow our journey through IVF.. Australian Personal Finance/IVF Blog https://dividendsdownunder.com

There’s a theory based on historical averages that a recession happens every 10 or so years. So how will you navigate a recession when the next one comes?.. Australian Financial Blog https://dividendsdownunder.com

What’s our plan for a recession? - Dividends Down Under

Do you earn as much as you think you do per hour? when you’re spending 5 days a week working, you want as much bang for your buck. Most people see this as ‘earn as much as you can’ which is very important, but there’s another part to this equation... Australian Personal Finance blog https://dividendsdownunder.com

Do you earn as much as you think you do per hour? - Dividends Down Under

What are some of the pros and cons of record low interest rates? What do lower interest rates mean for Australians? Australian Personal Finance Blog https://dividendsdownunder.com

Australia's dropping interest rate: pros and cons - Dividends Down Under

Inflation is everywhere; businesses want to increase their prices, house owners want their main asset to go up in value, landlords want to increase their rent. We must grow our income to combat this. To show how important it is that we invest and to show inflation in ‘real time’, we are going to run a study showing how things increase in price. Read our starting prices and follow along our Inflation Study. Australian Personal Finance Blog https://dividendsdownunder.com

Dividends Down Under Inflation Study Launch - Dividends Down Under

We just wanted it to work and everything to go well but nothing about our journey seems to be routine. It didn’t work.. What do we do now our IVF cycle was cancelled?.. Australian Personal Finance/IVF Blog https://dividendsdownunder.com

We just wanted it to work and everything to go well but nothing about our journey seems to be routine. It didn’t work.. What do we do now our IVF cycle was cancelled?.. Australian Personal Finance/IVF Blog https://dividendsdownunder.com

Patience is a key trait for a long term investor, it’s a virtue after all. How do you continue your path to wealth without letting impatience take over?.. Australian Personal Finance Blog https:/dividendsdownunder.com

Impatience: I wish I was a millionaire NOW - Dividends Down Under

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