You know your credit score is important, but are you clued in on what you might inadvertently be doing to sabotage it? Here are some of the top credit score killers: For more, read 7 Ways You're Ruining Your Credit Score 7 Credit Score Killers -
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Debt settlement companies are companies that say they can renegotiate, settle, or in some way change the terms of a person's debt to a creditor or debt collector. Dealing with debt settlement companies can be risky.